How long does it take to receive my refund? 18 July 2024 06:20 Updated Once the merchant processes a refund, the amount will be credited to your card within 45 business days. Related articles How do I check my refund details? How do I pay with Atome Card at POS terminals in-stores? How to contact Atome card support? How can I apply for a spending limit increase? How can I pay installments on Atome card bill?