Payment can be made through Over-The-Counter (OTC), your binded credit/debit card on Atome app, or through InstaPay.
Over-The-Counter (OTC)
This can be made at the following stores:
1. 7-Eleven
2. Cebuana Lhuillier
3. Palawan Express
4. M Lhuillier
5. LBC
6. EC Pay
7. Dragon Pay
8. RD Pawnshop
9. CVM Pawnshop
Credit/Debit Card Payments
If you wish to make payment through your credit/debit card binded to your Atome App, a payment processing fee of 2.24% (including tax) will be applied on total payment amount.
e-Wallet Providers
Payment can also be made via selected e-Wallet providers with a processing fee of 1.85% (including tax) to be applied to your total payment amount. This processing fee will be applicable for amounts above PHP 100.e-Wallet Providers
InstaPay
Alternatively, to initiate InstaPay service, you may also choose InstaPay via "Home and Bills" > "Atome Card" after your bill date, and copy the 16-digit code to your mobile banking or e-wallet App. If your InstaPay payment still hasn't appeared within 3 to 5 business days, there might be an issue with the local payment network's connectivity. Please don't hesitate to reach out to us, and rest assured, we'll work to resolve the issue promptly.
Note: If you've opted to pay manually and payment has not been validated by the due date, our system will automatically deduct the payment due from your nominated card on the payment due date.