Users are highly encouraged to practice responsible spending within their financial means. Successful repayments shall be made no later than 11:30 PM ("Cut-Off Time") on due date.
If repayments are not received by the Cut-Off time, users may be automatically enrolled into a payment plan that may last anywhere between three (3) to twelve (12) monthly instalments.
The selected payment method shall be reflected in the next monthly billing statement issued to users. Finance charges and late fees will be applicable.