InstaPay
InstaPay transfers are credited in real time.
PESONet
PESONet transfers will depend on when you make the initial transfer:
- Transfers between 4 PM the previous day to 10 AM the current day will be credited 10:40 AM onwards of the current day.
- Transfers between 10 AM to 1 PM of the current day will be credited 1:40 PM onwards of the current day
- Transfers between 1 PM to 4 PM of the current day will be credited 4:40 PM onwards of the current day
Sample scenario:
- Suppose you make a PESONet fund transfer on Friday at 5PM. The transaction will only reflect on Monday morning, from 10:40 AM onwards
- Suppose you make a PESONet fund transfer at 1 PM on Tuesday. You can expect the transaction to reflect 4:40 PM onwards on the same Tuesday.
If your Atome Savings transactions, whether InstaPay or PESONet, are taking longer than these, please reach out to support@atome.ph.