Do I need to pay using Atome Card? 18 December 2025 09:36 Updated No. Cashback is earned by completing a purchase after clicking the merchant link in the Atome app — regardless of payment method (unless stated otherwise). Related articles Why am I redirected after tapping a merchant? What is the physical card delivery time? Can I get both virtual and physical cards? When will my cashback be credited? How do I withdraw my cashback from the Atome app to my bank account or e-wallet?