Some factors may affect your spending reward eligibility:
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You won't be eligible for the reward if you (the referrer) have had any overdue payments within a year. It is important to maintain a good repayment record with your Atome card.
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You won't be eligible for further increases if you have reached the maximum reward for a spending limit increase. For instance, if you reached a limit increase of ₱40,000 in the past MGM program within 3 months, you won't be eligible for a higher spending limit. You can check your Rewards History to see the issuance status.
Cashback rewards from the Smash Lucky Eggs game, Atome+ points, and physical rewards are exempt from these conditions. You may participate in these activities and get rewarded upon completion of the associated requirements.