What is the Member Get Member (MGM) Program? 03 January 2024 04:32 Updated The Member Get Member (MGM) Program is a referral initiative by Atome that allows existing members to invite friends to join and apply for an Atome Card, with the opportunity to earn rewards for successful referrals. Related articles When does the MGM Program run? What rewards can I earn as a Referrer? Who is eligible to participate in the Program? When will the rewards be credited? What is the physical card delivery time?