How do you decide the transaction limit for each merchant? 14 July 2022 10:33 Updated The transaction limit is decided based on various factors including the nature of business and products/services sold, volume of monthly transactions and the average price of purchases. Related articles Do you save customers’ credit card/ debit card/ online banking account data? How much do I have to spend to use Atome? What is my spending limit? What is Atome's business model? If a user is late on payment, what happens?