This Policy covers the following benefits:
- Accidental Death – death occurring as a result of a bodily injury within one hundred and eighty (180) days from the date of the accident;
- Accidental Permanent Disablement – when the Insured suffers an Event as set out in the Table of Events (refer to policy wording as a result of a Bodily Injury, and a Physician certifies that the Insured is entirely and continuously unable to engage in, perform or attend to any occupation or business of any and every kind for the remainder of their life, and said disability is Permanent.
- Online Shopping Fraud – covers your online purchase if the trading platform, online marketplace, or seller is discovered to be fraudulent, where the purchase transaction is made using your Atome BNPL card.
- Purchase Protection – covers your item(s) purchased if it is stolen or accidentally damaged within 30 days of purchase, where the purchase transaction is made using your Atome BNPL card.
- Buyer’s Protection – covers your online purchase if the item does not arrive, does not match the seller’s description, or is damaged in transit, where the purchased transaction is made using your Atome BNPL card.
- Unauthorized Transaction – covers unauthorized transaction(s) made on your Atome BNPL card.
Please refer to the policy wording for full details of all benefits, terms, conditions, and exclusions that are applicable.