Is Bayad Bill Payment secure? 28 November 2025 09:17 Updated Absolutely. All payments are securely processed through Bayad’s authorized payment network with bank-level encryption. Your Atome Card limit is only used once you confirm the transaction. Related articles What if my payment fails? How do I track my bill payments? What happens if I pay the wrong biller or account? Why is my bill payment failing? What happens if I pay more or less than the required bill amount?