Can I get a refund on a QR Ph transaction? 08 September 2025 02:41 Updated Refunds are handled directly by the merchant, not through Atome. If you need a refund, please reach out to the merchant directly as they’ll process it based on their own refund policy. Related articles What should I do if my QR Ph transaction fails? Can I pay earlier for installment amount/plan? How do I use QR Ph for my Atome Card transactions? How to pay my Atome Card bill via the Atome App? Can I use QR Ph for international transactions?