These are the payable transactions from your latest bill, which includes your purchases, installments, interest fees, and any other charges associated with your Atome Card. To avoid incurring any additional fees and charges, you may wish to make payment before your due date. At the same time, pay in 3 or 6 installment options of your monthly bill will also be available in your Atome app: "Home and Bills" > "Atome Card"