How does the "Exclusive Interest Cut" work? 19 September 2025 03:23 Updated If you’re eligible, you’ll see the "Exclusive Interest Cut" tag on your bill page. Simply choose any applicable installment plan and the reduced interest rate will be applied automatically. Related articles What does the "Exclusive Interest Cut" on my bill mean? Can I convert Atome Card transactions into 3-months installment? Do you charge any fee for Atome card? What is an auto-deduction? What is Cashback?