Why is it that only some merchants can use 6/12? I can’t find 6/12 on my preferred merchants’ website 18 August 2022 08:57 Updated Our 6 or 12 months payment plans are available at selected merchants/countries currently. We are looking to expand this offer to more merchants/countries. Related articles How is this different from the usual 3-months instalment Atome offer? If I cancel within 2 days, do I need to pay a service fee? How are you different from the instalment plan provided by the banks? How is the service fee calculated What is this product about?