How does Atome deal with the overpaid amount? 10 August 2022 02:30 Updated Any excess amount will be utilized to offset your outstanding balance. Any further excess will be reflected on the 'Bills' page and 'Refund Balance' under 'Me' tab and you may contact our CS team via support@atome.ph to withdraw the amount. Related articles Can I convert Atome Card transactions into 3-months installment? How do I know if I have an overpaid amount? What should I do if my card is overdue and auto-deduction fails? How do I pay my bills? How to pay offline via bank transfer?