How do I know if I have an overpaid amount? 28 February 2023 02:21 Updated In the event if a refunded amount is more than all amount due (current bill + unbilled), it will generate an overpaid amount which will be used to pay off your subsequent transactions. Related articles Can I convert Atome Card transactions into 3-months installment? How do I pay my bills via Atome App? How to pay offline via bank transfer? What happens if my card is overdue? Which account should I choose when paying with Atome Card in-stores at POS terminals?