What happens if I miss a payment? 20 August 2022 14:49 Updated If you missed a scheduled payment, we will charge you a 5% administration fee and freeze your account until the outstanding amounts are paid. To reactivate your account, please pay all the outstanding amounts and the 5% administration fee. Related articles Can repayment date be pushed back? What kind of payment methods are accepted? Can I make an early repayment? How do I pay using Atome? What is Atome card?