Can I get a refund on a QR Ph payment? 15 January 2025 03:46 Updated Refunds are handled directly by the merchant, not through Atome. If you need a refund, please reach out to the merchant directly as they’ll process it based on their own refund policy. Related articles What should I do if my QR Ph payment fails? Can I pay earlier for installment amount/plan? How do I use QR Ph with my Atome Card? Can I use QR Ph for international payments? How do I pay my bills via Atome App?