Some factors may affect your spending reward eligibility:
- You won't be eligible for the reward if you (the referrer) have had any overdue payments within a year. It is important to maintain a good repayment record with your Atome card.
- If you have reached the maximum reward for spending limit increase, you won't be eligible for further increases. For instance, if you reached the limit of PHP30,000 in the past MGM program within 3 months, you won't be eligible for a higher spending limit. You can check your Rewards History to see the issuance status.
- However, Atome+ points and physical rewards like the iPhone 16 are not subject to similar conditions. You may proceed to participate in the activities and get rewarded upon requirements completion.